Looking to get the health compensation you truly deserve?
Every year millions of Americans get life-changing injuries. And here’s the shocking part… 62 million Americans required medical treatment for injuries that could have been prevented in 2023.
The problem?
Most people don’t know that to get the health compensation you deserve, you need more than a claim. You need someone who knows how to go to battle against insurance companies and fight for every penny you deserve.
Don’t have the right legal representation? You’re leaving money on the table.
In this guide, we’ll reveal exactly why expert personal injury lawyers are a must-have if you want to secure the health compensation that covers your medical bills and sets you back on track.
So let’s get into it.
Here’s what you’ll discover:
- Why Health Compensation Claims Are So Complicated
- The True Cost of Personal Injury Cases
- How Expert Lawyers Maximize Your Settlement
- What Insurance Companies Don’t Want You to Know
Why Health Compensation Claims Are So Complicated
Personal injury cases aren’t just about a settlement for your hospital visit…
The truth? The real issue is not understanding exactly what you’re entitled to compensation for. If you’ve suffered injury because of someone else’s negligence, you deserve compensation that goes way beyond your immediate medical expenses.
You need current medical bills, future medical costs, misplaced wages, pain and suffering, and rehabilitation costs. But without an expert personal injury lawyer who knows how to calculate those damages, you’re going to settle for a portion of what you truly deserve.
Want something that might shock you? Motor vehicle accidents type up 52% of all personal wound claims. Most people don’t get the compensation they deserve because they don’t know what they can recover.
And here’s what makes it even more complicated: Cover companies have teams of lawyers who are tasked with paying you as little as possible.
The True Cost of Personal Injury Cases
Total injuries in the United States reached an incredible $1.2 trillion in 2021, with $448 billion of that in medical expenses alone.
Here’s what most people don’t realize about health compensation claims…
Your settlement isn’t just there to cover your current medical bills. A good personal injury lawyer will ensure your settlement accounts for:
- All current medical expenses – ambulance rides, emergency room visits, surgeries, medications, and more
- Future medical costs – ongoing therapy, follow-up appointments, long-term care needs, and so on
- Lost wages – current and future earning capacity, if your injury has impacted your ability to work
- Pain and suffering – monetary recompence for the physical and emotional suffering you’ve endured
The problem? Most people have no idea how to properly calculate these damages. And that’s where expert Madison personal injury lawyers come in.
Your medical bills are only a fraction of what your case is truly worth. But insurance companies love to focus only on those immediate medical costs because it keeps your settlement low.
Here’s how they do it: Insurance companies offer you a quick settlement to cover your current medical bills and maybe a little extra on top. It sounds reasonable, doesn’t it?
Wrong.
What they don’t tell you is most injuries have long-term consequences that might not become apparent for months or even years down the line. If you don’t have proper legal representation, you’ll sign away your right to that future compensation.
How Expert Lawyers Maximize Your Settlement
Expert individual injury lawyers know exactly how to build a case that maximizes health compensation. And here’s the proof in the pudding.
People with a personal injury lawyer end up with three times the payouts on average compared to those without representation. And here’s the cherry on top…
Approximately 91% of those with an experienced personal injury attorney will receive settlement payouts, versus only about 51% of those that go it alone without legal representation.
That’s almost double the success rate.
So let’s dig into exactly how expert personal injury lawyers actually increase your health compensation…
How They know properly to calculate your damages. They don’t just tally up your current medical bills. They work with medical experts to project future medical needs.
Understand medical liens They subrogation. When your health insurance or Medicare/Medicaid paid for your treatment, they have the right to be reimbursed from your settlement. Expert lawyers can negotiate those liens down.
They have medical expert relationships. Good lawyers work with doctors and therapists who can testify about your injuries.
Here’s what insurance companies hate more than anything… Dealing with experienced personal injury lawyers.
Insurance companies operate on standard tactics:
- They’ll rush you into a quick settlement before you know the full extent of your injuries
- They’ll argue your injuries aren’t as severe as you claim
- They’ll try to claim your medical treatment was unnecessary or inflated
But here’s the thing: Expert lawyers have seen these tactics thousands of times before.
What Insurance Companies Don’t Want You to Know
Insurance companies make money by collection premiums and paying out as little as possible in claims. It’s their business model. Here are a few dirty little secrets they don’t want you to know…
Initial offers are almost always low. Insurance companies offer you a settlement based on the bare minimum they think you’ll accept. That first offer? It’s designed to be rejected. Insurance companies start so low because they know most people will negotiate from there.
They have teams working against you. While you’re out recovering, insurance companies have teams of lawyers and investigators working to devalue your claim.
Time limits work in their favor. The longer you go without legal representation, the harder it is to build a strong case.
They count on confusion. Insurance companies use legal jargon and complex forms to confuse victims into accepting low settlements.
But expert personal injury lawyers level the playing field. They know how to demand maximum compensation.
The Medical Bills Problem
Here’s one thing most people don’t think about until it’s too late…
You could win a settlement and still owe money on medical bills. If your health insurance, Medicare/Medicaid, or workers’ compensation covered your treatment, they have the right to be reimbursed from your settlement. These are called medical liens.
Without proper legal representation, these liens can devour your entire settlement.
Expert lawyers know how to negotiate those liens down. They can often reduce the amount you owe by 30% to 50% or more.
Most injuries require ongoing medical care. If you settle without future medical expenses accounted for, you’ll be stuck paying for that care out of pocket.
Expert personal injury lawyers work with medical professionals to create a life-care plan for your future medical needs.
Wrapping It All Together
Expert personal injury lawyers are absolutely essential for securing fair health compensation. They level the playing field in contradiction of insurance companies, maximize your settlement, and fight for your right to full recovery.
The numbers don’t lie: People with legal representation get nearly three times more compensation and have almost double the success rate. When you’re dealing with serious injuries and high medical bills, that difference can mean everything.
Don’t let insurance companies take advantage of your situation. Proper legal representation is the difference between financial hardship and fair compensation.
Remember… without the right legal representation, you’re not just fighting for money. You’re fighting for your future.